Terms of Use

Please read these terms carefully before using this website. By accessing bradleylay.com you agree to be bound by them. If you do not agree, please do not use this site.

Who Operates This Website

This website is operated by Bradley Lay, trading through TrueNorth Capital Group Ltd, registered in England and Wales. References to "we", "us" or "our" refer to Bradley Lay and TrueNorth Capital Group Ltd.

Not Financial Advice

Nothing on this website constitutes financial, investment, legal or tax advice. The content published here, including articles, commentary, statistics and case studies, is provided for general informational and educational purposes only. You should not act or refrain from acting on the basis of anything you read on this site without first taking independent professional advice appropriate to your circumstances.

All investments and business transactions carry risk. Past performance and historical results referenced on this site are not a guarantee or reliable indicator of future outcomes.

Accuracy of Information

We take reasonable care to ensure the information on this website is accurate and up to date, but we make no warranties or representations as to its completeness, accuracy or fitness for a particular purpose. We reserve the right to update, change or remove content at any time without notice.

Intellectual Property

All content on this website, including text, images, graphics, logos, video and design, is the property of Bradley Lay or TrueNorth Capital Group Ltd and is protected by applicable copyright and intellectual property laws. You may not reproduce, distribute, modify or republish any content from this site without our prior written consent.

Third-Party Links

This website contains links to third-party websites including TrueNorth Capital Group (tncap.co.uk) and SME Funded (smefunded.com). These links are provided for convenience only. We have no control over the content or practices of third-party sites and accept no responsibility or liability for them.

Limitation of Liability

To the fullest extent permitted by law, we exclude all liability for any loss or damage arising from your use of this website or reliance on any information contained within it. This includes, without limitation, direct, indirect, incidental or consequential loss.

Your Use of This Website

You agree not to use this website in any way that is unlawful, harmful or that could damage our reputation. You must not attempt to gain unauthorised access to any part of the site or its underlying systems.

Governing Law

These terms are governed by and construed in accordance with the laws of England and Wales. Any disputes arising in connection with these terms shall be subject to the exclusive jurisdiction of the courts of England and Wales.

Changes to These Terms

We may update these terms from time to time. The date at the top of this page will reflect when they were last revised. Continued use of this website after any changes constitutes your acceptance of the updated terms.

Contact

If you have any questions about these terms, please contact us at bradley@tncap.co.uk.